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Choosing the Right Plan
Use this table for a quick comparison of plans. For more information about each plan, click on the plan name.

Plan Choose this plan if... Plan Highlights
ActivateSM
 You want a plan that rewards employees for healthy living by letting them earn up to $600 annually to use toward their deductible and coinsurance.
  		• Web-based activities can financially reward members for taking an active role in their health.
  		• Lifestyle choices directly impact members' health and wallets.
  		• Personalized wellness programs encourage and reward members for reaching their health goals.
    InnovaSM
    For all group sizes    		 You want a plan that provides up-front coverage, personalized wellness programs and tools and resources to make informed choices.
  		• Up-front coverage - for immediate access to care.
  		• Personalized wellness programs - encourage and reward members for reaching their health goals.
  		• MyDecisionSM features - give your employees the choices they want and the tools they need to manage their health.
    EngageSM
    For all group sizes    		 You want a plan that provides a single coinsurance level, personalized wellness programs and tools and resources to make informed choices.
  		• Single coinsurance level - for all providers, virtually every type of care.
  		• Personalized wellness programs - encourage and reward members for reaching their health goals.
  		• MyDecisionSM features - give your employees the choices they want and the tools they need to manage their health.
    Regence HSA Healthplan You want more affordable health coverage that gives employees control over how they spend their health-care dollars. The Regence HSA Healthplan pairs a high-deductible health plan with a bank account where employers and consumers can set aside pre-tax funds for qualified medical expenses. These funds can accumulate interest and roll over at the end of the year.
  		• Control - The funds in the savings account belong to the employee, giving them control over how their health-care dollars are spent.
  		• Investment - Allows your employees to invest and earn interest tax-free. If they don’t use their funds right away, they will be available for future expenses.
  		• Savings - Allows you to offer more affordable coverage with rate savings, while still giving employees a health plan that has up-front preventive coverage and no copays.

     
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